139 Elm St, Champlain, NY 12919 $24,900

Property Features

3 Beds, 1.5 Bath home in Champlain, NY. This is a large home at 2,243 square feet that sits on a nicely sized lot with a spacious backyard. The 1 car garage and paved driveway are nice bonuses. Within walking distance to stores. This home will need work before move-in. So much potential for to be a great family home here!

Asset manager contact

Chris Esposito
Chris Esposito
Asset Manager

Agent Testimonials

  • I had never heard of Castle Rock before this transaction, but Chris Esposito and Kristina Poltrack had great communication. I hope to work with them again.

    Buyer, 2017
  • The process was smooth, communication was great, and we’re super excited to start the renovation!

    Buyer, 2017
  • Thank you for everything Chris! You made this experience painless and very easy for us. We are excited to keep you updated and send you some pictures when we are done working on the home. We would also love for you to keep us in mind should you ever have any properties in Warsaw, Indiana or the surrounding area. (within a 10-20 mile radius) I will continue to check your website as well. Thanks again!

    Buyer, 2017
  • It was a pleasure working with you and I would like to do so again.

    Buyer, 2018
  • Very comfortable dealing with chris Esposito looking forward to further business with him and your organization

    Buyer, 2016
  • Chris Esposito was very easy to work with. Good job!

    Buyer, 2016

Home purchasing options

Discounted Cash Price

One time cash price


This discounted cash price is for investors/owner occupants who have the money up front and will not require owner financing. This home is being sold as-is.

Castlerock and its affiliates reserve the right to accept any offer at any time during any property's duration on the market. Please note that Castlerock may not always accept the highest offer or even a full priced offer as some offers come with contingencies, conditions or long closing times. Any email stating that an offer has been approved does not officially mean Castlerock has to honor that offer. An offer is only officially accepted when a Castlerock generated contract is signed by both buyer and seller.

Per company policy, a property must be on the local MLS for 7 business days before we accept the final offer. Thank you.

Owner Financing price

Total financed amount for contract for deed

$ 1,500 down and $ 906.63 per month
Total note amount of $ 71,000

Financing is done using a common contract for deed. The down payment and monthly payments cover principal and interest over a 20 to 30 year term. Our financing allows buyers to own a home for low monthly payments that are generally lower than a rent. Please note the contract for deed price is higher than the discounted cash price.

In order to qualify for this home, you must

  • Make a combined net income of at least $1,800 per month. (Some homes require a higher monthly income)
  • Have secure employment, job stability, and decent credit
  • Have the ability to make repairs to the house.

Property is sold in "as-is" condition and will need some work and repairs. The price for this home reflects the work needed and it will be your responsibility if you are the buyer.

Learn more


CastleRock REO and its affiliates offers this property for sale in "as-is" condition at the time of sale or closing, including any hidden defects of any nature, known or unknown. Prior to purchasing the property, buyers should determine the condition of the property by physical inspection. In addition potential buyers should research or have researched any back taxes, outstanding utilities or city or municipal code violations, including condemnations.